| Esittää (Present) "spend" | I | spend | |
| Kestopreesens (Present Continuous) "spend" | I | am spending | |
| Taivutus (Simple past) "spend" | I | spent | |
| Ohi Jatkuva (Past Continuous) "spend" | I | was spending | |
| Perfekti (Present perfect) "spend" | I | have spent | |
| Present kestopluskvamperfekti (Present perfect continuous) "spend" | I | have been spending | |
| Pluskvamperfekti (Past perfect) "spend" | I | had spent | |
| Ohi kestopluskvamperfekti (Past perfect continuous) "spend" | I | had been spending | |
| Tulevaisuus (Future) "spend" | I | will spend | |
| Tulevaisuudessa jatkuvan (Future continuous) "spend" | I | will be spending | |
| Tulevaisuus täydellinen (Future perfect) "spend" | I | will have spent | |
| Tulevaisuuden kestopluskvamperfekti (Future perfect continuous) "spend" | I | will have been spending |